Thousands of Australians are rebuilding their financial lives and buying homes after completing a Part 9 debt agreement. Life after Part 9 debt agreement is not a dead end — it is a starting point. This guide breaks down exactly what changes after your agreement ends, which specialist lenders actually consider your application, how much deposit you need, and what steps rebuild your credit fastest. If you have completed a Part 9 and still dream of owning a home, this practical and honest guide gives you real answers without the confusing financial jargon.